If your winters are spent here in the Mesa, AZ area, and your summers in another location you love, you’re probably looking for ways to keep from doubling your expenses. Keeping a home, vehicle, and lifestyle in both places can use a lot of resources, even while you’re away. At The Morrow Insurance Agency, we have many clients who come and go on a seasonal basis, and we help them get the most from their insurance coverage without unnecessary complications. Many insurance companies understand that our lives can be quite flexible, and they have responded with options that keep you a happy customer year-round.
When You’re Not Covered, You’re Not Covered
One option people consider is canceling coverage when they’re not using their vehicle. It’s not just something snowbirds think about, around the country people consider buying coverage for motorcycles and other vehicles they only use during certain seasons. There are drawbacks to being a part-time customer of your insurance company, the most notable being that when your policy isn’t in effect, you still have risks and obligations to consider.
Arizona is one of the few states that allows you to register a vehicle without proof of insurance, so you might not need to give up your tags each time, but you definitely cannot drive without insurance. If your vehicle is uninsured and stolen or damaged, perhaps by weather, you’re stuck.
A Wait-and-See Approach
Pausing coverage and purchasing specialized storage coverage are two ways to keep some coverage on your vehicle in case weather, garage structural problems, theft, or other risks find and harm your vehicle. At The Morrow Insurance Agency, we can help you get covered in Mesa, AZ. We love to help snowbirds, call us today!
