Category: Motorcycle Insurance

When you ride a motorcycle, you face a lot of risks. Some of these are financial risks you could face due to an accident. It’s vital that you always have motorcycle insurance for your own protection. It’s also important to have because the state of Arizona requires it. Riding without insurance can result in legal trouble and stiff fines. For these reasons, letting your bike go uninsured is never a good idea. Call us at The Morrow Insurance Agency in Mesa, AZ, to get started on a motorcycle policy. 

Liability Coverage

Some of the most important and state-mandated coverage you need in your policy are two forms of liability coverage. These policies protect you in different ways after you’ve had an accident. When you get your policy, it’s required to have bodily injury liability coverage and property damage liability coverage. One pays for the medical bills that someone has after getting into an accident with you. The other pays for the damage to their vehicle or other property like landscaping. Both of these are needed for your financial protection if you’re judged to have caused an accident. 

Other Motorcycle Coverage

You need collision coverage if you want financial protection for your bike’s damage after an accident. This is a type that pays for the repairs or bike replacement you’ll need after you’ve been in an accident judged to be your fault. There’s comprehensive coverage if you want protection for your bike when it isn’t being driven. Plenty can happen to it when it’s parked, and you need to be prepared. 

Get Motorcycle Insurance 

If your ride isn’t covered yet, it’s time to kick into gear. When you need coverage, call The Morrow Insurance Agency in Mesa, AZ, to learn more. 

Before you hit the road on your bike, it’s important that you have the supplies you need to stay safe. At The Morrow Insurance Agency, serving the Mesa, AZ metroplex, we’re here to work with you to ensure that you’re covered when you ride. 

Your On-The-Road Emergency Kit

Here’s what you’ll need to pack in your emergency kit to keep you safe when you’re enjoying days on your bike. 

First Aid Kit

It’s a no-brainer to pack a first aid kit in your emergency bag, but it’s also important to update your kit regularly. Be sure that alcohol pads are not dried out, you have a full stock of bandages, and you have unexpired medications (like ibuprofen) on hand. 

Tire Repair Kit

A flat tire is no fun–keeping a tire repair kit on your bike allows you to check your tire pressure regularly and make small repairs on the go, allowing you to make it home with a damaged tire. 

Light Bulbs

Visibility is key when it comes to motorcycle safety, and your lights are what make you visible to others on the road. Keep spare taillight bulbs and headlight bulbs in your emergency kit so you never have to worry that a burnt-out bulb will leave you unable to be seen. 

Duct Tape

A roll of duct tape can go a long way when it comes to making small repairs on your bike. Keeping a full roll in your emergency kit can help you come up with do-it-yourself solutions that get you where you need to go, even when you aren’t in an area with a repair shop.

We Can Help!

At The Morrow Insurance Agency, we’re proud to provide Mesa, AZ residents with motorcycle insurance, allowing you to ride protected. Reach out to us today to learn more about our motorcycle insurance coverage options. 

The Morrow Insurance Agency is here to help motorcycle owners in the greater Mesa, AZ area protect their bikes from theft and vandalism. Contact us today to learn more about the comprehensive motorcycle policies that are available in our area. 

Benefits of a comprehensive motorcycle policy

Many motorcycle owners opt for the least amount of coverage available when selecting an insurance policy. This can help save money in the short term but could lead to financial disaster down the road. With a basic policy, it is unlikely that the policyholder will have very much protection.

Outside of a minimal amount of coverage for liability and collision, with a basic policy, there are a lot of instances where the owner will not have the protection they need. This is especially true in the case of theft or vandalism. When a basic policy is in place, it will typically cover losses and damage that is related to an accident. 

This means that if something were to happen to the covered motorcycle through a different type of event, the insurance policy would not provide any coverage. For example, without a comprehensive policy, the owner will be responsible for any financial loss due to the theft of their bike. The same holds true if the bike is damaged in an incident that’s unrelated to an accident. Now is an ideal time to update to a comprehensive policy.  

Let us help you find the right policy for your needs

Mesa, AZ area motorcycle owners can count on the team at The Morrow Insurance Agency for all of their insurance needs. We are here to help you protect yourself, your passengers, and your bike. Call or stop by our office today to find out more!