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The Morrow Insurance Agency

5253 E Brown Road, Suite 105
Mesa, AZ 85205

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Arizona Insurance Blog

Do I Need RV Insurance If I Only Use My RV Occasionally?

At The Morrow Insurance Agency in Mesa, AZ, we help clients who own RVs protect their prized possessions. Even if you only drive your RV once or twice a year, RV insurance can be a lifesaver. It can give you peace of mind and more, as we’ll share below.

Do I Need RV Insurance If I Only Use My RV Occasionally?

At first glance, you might think that you only need RV insurance if you use your RV all the time. For those who only drive their RV on occasion, RV insurance could seem like you won’t get your full usage out of your policy. While this line of logic might make some sense, the decision to buy RV insurance is more complicated than simply answering whether you use your RV regularly. 

Even for those who only drive their RV once in a blue moon, RV insurance can be helpful. Since RV insurance provides liability protection, it can come in handy in the event that you’re found to be at fault in an RV accident. As any RV owner knows, it only takes one disaster like this to wreck your finances. RV insurance can help prevent this kind of problem even if you don’t drive your RV more than a few times a year. 

If you travel between different states, it’s especially important to carry RV insurance no matter how often you use your RV. This is because some states legally require RV owners to carry RV insurance. Some RV insurance policies may have terms that are more friendly to RV drivers who use their RV part-time.

Schedule A Consultation Today!

For more information about our RV insurance policies, call our office at The Morrow Insurance Agency in Mesa, AZ today!