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5253 E Brown Road, Suite 105
Mesa, AZ 85205

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Arizona Insurance Blog

Recreational Insurance: What It Is and What It Covers

If you live in Mesa, AZ, it’s likely that you own some type of recreational vehicle. From boats and campers to ATVs and dirt bikes plus everything in between, recreational insurance is a type of coverage that protects you and your machine should disaster strike. And just like with your house or car, having the right type of policy can prevent you from paying hundreds – or even thousands – of dollars in repairs out of pocket. 

Common Situations Covered By Recreational Insurance

There are many different types of policies available that can vary from provider to provider in both cost and coverage options. In general, however, recreational insurance typically covers the physical damage to property (both yours and others) as well as injuries involved. If an accident results in damage to your machine, other property, or injury to yourself or others, your insurance will typically pay for the additional costs associated after you’ve met your deductible.

When Additional Coverage Might Be Needed

Each policy will have its own list of events and items covered, but some situations may call for additional protection. Some policies will cover loss due to theft or vandalism while others may cover emergency roadside assistance. If your policy doesn’t cover these or other events that you would find beneficial, they can often be purchased as an add-on. If you’re unsure about the specifics of your coverage, you can request that information from your provider or agent.

The Morrow Insurance Agency Is Here To Help

If you live in Mesa, AZ or the surrounding area and need help finding the right recreational insurance policy for your needs, the team here at The Morrow Insurance Agency can help! We’ll work with you to find the coverage you need at a price you can afford.